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Correct Answer

• If you chose A: Oof, that impulse is so real. But going full “I deserve this” can leave you broke and bitter. Try the 50-30-20 rule, it lets you spend without spiralling.
• If you chose B: Let me just keep it for now = a soft launch into forgetting it even exists. Give your bonus a purpose before it ghost-runs your vibe.
• If you chose C: Not a bad move if your emergency fund needs a little support. But once that’s done? Don’t just play it safe, let your money work.
• If you chose D: That’s a big win. SIPs kick starts the compounding magic. Put that bonus on autopilot growth. Even if it's small, with time, it will help you build your financial future.

Correct Answer

• If you chose A: So, you start shopping like it’s a sport? Fun, but dangerous. Remember, ‘swipe now, cry later’ is a real thing. Budget for sale season; enjoy the chaos with control.
• If you chose B: Total avoidance is lowkey fear-based budgeting. Just give yourself a limit and stay within it. Set aside a “guilt-free” amount to treat yourself intentionally.
• If you chose C: That’s green flag behaviour. Going in with a list + budget = maximum dopamine, minimal regret. You are shopping smart.
• If you chose D: That “just a few things” logic could be a silent wallet killer. Unplanned purchases add up faster than reels on your explore page.

Correct Answer

• If you chose A: Try setting a spending limit and always aim to pay the full bill on time. It’s the easiest way to stay stress-free and build a solid credit score.
• If you chose B: We get the credit card fear. But zero usage = zero credit score. Use it wisely, pay it off, and watch your financial reputation rise.
• If you chose C: This is it. You’re using credit, not being used by it. Full payments = no debt, no drama, only rewards. That’s elite adulting.
• If you chose D: Emergencies only sounds safe, but it’s risky if you’re not tracking. Build an actual emergency fund and don’t lean too hard on credit card.

Correct Answer

• If you chose A: Oh no! Rarely is not good enough. It’s easy to feel out of control when you don’t know where your money goes. Start small, maybe just track spending for a week.
• If you chose B: Well, it seems like you are aware but making it a regular habit will give you more peace of mind.
• If you chose C: Now that’s a solid start. You can even try setting money check-ins on the same day each month.
• If you chose D: Woohoo! That’s amazing. You are already building the habit of awareness and that’s key for future planning.

Correct Answer

• If you chose A: Impulse buys can derail your goals. Try this: Before any big purchase, wait for 24 hours and set aside a small monthly amount toward it. You will be surprised how quickly it adds up.
• If you chose B: Oh! Being cautious is good but what if you miss out on a good offer? You can consider creating a fund for meaningful purchases. So, you can say yes with intention, not hesitation.
• If you chose C: You’ve got a solid habit! Want to level up? Automate your savings toward specific goals using a SIP or recurring deposit.
• If you chose D: Well, you can’t always depend on those moods, can you? If your spending is mood-based, try using a simple tracking app to spot patterns. Once you know your triggers, you can plan and still enjoy guilt-free spending.

Correct Answer

• If you chose A: YOLO is cool until you're 30 with no buffer and big bills. Living for today and planning for tomorrow – Now that’s the real flex.
• If you chose B: Savings = step one. Let it grow, not just sit. Start small with SIPs and with time grow your investments. Always remember, starting small is still starting strong.
• If you chose C: Now that’s what we call good financial planning. Keep reviewing your approach from time to time to stay on track and adjust to life’s changes.
• If you chose D: It’s never too late to start. Start small: Pick one goal like a holiday or a course you’d like to complete and let that guide your first steps toward financial planning.